Les difficultes d'information du banquier
Institution:
Clermont-Ferrand 1Disciplines:
Directors:
Abstract EN:
The banker is a particular tradesman who disposes of unsuited, nay, anachronic means, to fulfil the multivarious duties that devolve upon himself. This mission, that induces him to manage, to trust his customers, to advise them, to insure good services of funds. . . . , requires many information. But to dispose of it, he comes up against several hindrances. As he has to supervise but without involving himself, to advise without carrying his point, and to inform without denouncing, he does it without the necessary habilities to emply with the growing rapidity of the dealings. So he has to pass beyond the simple consultation of official documents (that must be applied for in person) and to put in place a better technique to gather informations: the data processing is the proposal that the banker must consider because it enables the chief of the bank agency who is confronted with the daily realities of his trade, to draw nearer to the ideal banker who has to collect a lot of information. The requisite information for the banker(part one) includes some necessities (part two) that must be satisfied by him up to bring the banker and his partners together(customers,official organisms, central seats of the banks. . . )
Abstract FR:
Le banquier est un commercant particulier qui, pour remplir les multiples obligations qui lui incombent, dispose de moyens inadaptes voire anachroniques. Sa mission qui l'amene a gerer, a accorder des credits, a assurer des services de caisse,a conseiller. . . Requiert de nombreuses informations. Or, pour disposer de ces dernieres, il se heurte a plusieurs obstacles; s'il doit surveiller sans s'immiscer, conseiller sans imposer et renseigner sans denoncer, il le fait en plus avec des instruments qui ne correspondent plus a la rapidite croissante des transactions commerciales. Aussi doit-il depasser la simple consultation de documents officiels querables et mettre en place une technique beaucoup plus performante de collecte de l'information; l'informatique est la formule a retenir car elle permet au chef d'agence, confronte aux realites quotidiennes de la profession de se rapprocher le plus possible du banquier ideal qui doit collecter une multitude d'informations. L'information necessaire au banquier (titre premier)connait des necessites(titre second) qu'il doit satisfaire afin de se rapprocher le plus etroitement possible de ses partenaires(organismes officiels, clients,sieges centraux) et d'assurer au mieux sa mission.