Essai sur la rentabilité dans les banques des pays membres de l'union monétaire ouest africaine (umoa)
Institution:
OrléansDisciplines:
Directors:
Abstract EN:
The principal object of this research is bank profitability in wamu coutries, and pre a "repricing gap" (difference betwwen assets and liabilities remunersted by variable interest rats), the main factor which explain the sensitivity of banks interest margin to the macrofinancial evolutions. Moreover, the research prooves the dependance of the bank and deregulation, as much as the interest rate variability, which seems to get worse for the next years to come, wamu banks must review their management strategy.
Abstract FR:
Cette étude suggère l'existence d'un "gap banques" qui rend les banques vulnérables aux chocs macro financiers et macroéconomiques. Dans les prochaines années, les banques de l'umoa devront opérer des choix stratégiques en matière de gestion.